Paper checks are quickly becoming a thing of the past, but online credit card payments aren't a good fit for most businesses, due to the high transaction fees. Get information on e-check transactions and Automated Clearing House (ACH) electronic check payments. TransFirst explains the e-check process here. Electronic check processing is an online payment option for businesses to collect from customers. Learn more about eChecks from the PaySimple blog. Most Frequently Asked Merchant Questions. In order to send an electronic payment, the person to whom you are sending the payment needs to have an ACH merchant account. You were logged out to help protect your account. Start My Free Trial. Learn about E-Check, the payment process that allows you to pay your student bills electronically from your personal checking account. See our Complete Guide to the Echeck. He was patient and took time to walk me through the process. Free Resources Access our Learning Center to educate yourself about payment processing. You can typically send an eCheck from any sort of modern checking account , provided your bank offers the ability to do so online. Sophisticated content for financial advisors around investment strategies, industry trends, and advisor education. Thanks for using PayPal. Guides Stock Basics Economics Basics Options Basics Exam Prep Series 7 Exam CFA Level 1 Series 65 Exam.